Assess and manage your portfolio risk

Maximize profitability through optimized risk allocation

Contact us
checkmark.svg

Make profitable credit decisions by having a complete overview of risks

checkmark.svg

Save time with accurate forecasts and reliable data for analysis

checkmark.svg

Create business opportunities through informed lending worldwide

How successful do you want to be?

How successful do you want to be?

In a changing world, it is increasingly important to keep track of one's overall risk exposure. When the conditions can change from one day to another, it is essential that companies have data on which to base conscious and substantiated decisions. To understand the risks, what to avoid and where there is great potential to explore. The most successful companies have a strong ability to turn risks into opportunities. In order to achieve this, one needs the necessary understanding and insights based on smart and in-depth analyses. With reliable forecasts, you can make confident decisions and secure new business opportunities. Bisnode's solutions give you a complete picture of your overall risk and ensure that you base your credit decisions on up-to-date and relevant information

Develop your businesses through optimized risk management

Develop your businesses through optimized risk management

Get accurate decision support with analyzed data

  • Conduct smart transactions thanks to a complete overview of the total credit risk
  • Make safe business decisions through quality-assured risk reporting on accounts receivables and other aspects of your business
  • Increase profitability through informed credit granting for both individuals and companies in Sweden and the Nordic countries
Streamline credit decisions based on your needs

Streamline credit decisions based on your needs

Make smart decisions with tailored solutions

  • Create flexibility in your credit management with continuous monitoring of changes
  • Get insight into your customers by tracking changes in profitability and risk in your customer portfolio
  • Optimize the credit process thanks to aggregated analysis of your customers' and suppliers' accounts receivables
Optimize risk management worldwide

Optimize risk management worldwide

Ensure you have reliable global data through our partnership with Dun & Bradstreet

  • Ensure reliable global data through our partnership with Dun & Bradstreet
  • Get a clear overview of the risks and opportunities in your international portfolio by connecting your ledger to Dun & Bradstreet's credit and risk information
  • Monitor and manage your suppliers and purchasing processes on a global stage
  • Ensure substantiated decisions thanks to access to the world's largest database of 265 million businesses

 

A portfolio analysis gives an overall picture of the relevant risks and opportunities that lie hidden in your ledgers, including how they have changed over time. Bisnode's solutions enable thorough examination of your customers and suppliers. We are developing pointed analyses by integrating your information, including payment behavior and profitability, with Bisnode's predictive models. The result creates a sense of security, leading to more profitable business decisions.

The portfolio analysis answers questions such as:

  • What is the allocation of risk in our portfolio?
  • What are our biggest risks and best opportunities?
  • How likely is it that our customers will pay within the agreed time?
  • What is our total exposure in a particular corporate group?
  • How do our accounts receivable change over time?
  • How much money do we risk losing in the next 12 months?

Bisnode's solutions enable you to manage and control operations in a complex business world. We help you gain control of the company's risks, revenues and profitability, based entirely on your company's requirements.

We help you to:

  • Identify potential customers with purchasing power
  • Understand which customers your business stands to lose
  • Analyze the risk situation in your existing customer portfolio
  • Implement procedures to find financially risky customers
  • Conduct analyses to improve your cash flow in different customer segments
  • Identify key indicators to measure the impact of the change

Bisnode's portfolio analyses are adapted to your reality with the ability to, for example, make unique calculations of limits and expected losses. The analysis provides a comprehensive view of the risk, and can go more in-depth by filtering, age, level of risk (score or rating), store, geographic division, area and other variables. This allows you to see not only where the greatest risk, lies but also where the opportunities are.

Since each customer has specific needs, Bisnode's portfolio analyses consist of a basic tier that will get you started quickly. It is later developed and expanded based on what is relevant for your business.

Thanks to our partnership with Dun & Bradstreet, you get access to valuable information from businesses worldwide. By assessing your data together with that of Dun & Bradstreet, you get an overview of the customers' ability to pay and a clear picture of the opportunities in your customer portfolio. This enables you to:

  • See the allocation of risk in your portfolio due to several different types of analyses that will enable you to take a detailed look all the way down to the account level
  • Increase your cash flow by prioritizing customers according to their ability to pay, and by collecting payment before too much time has passed
  • Keep yourself informed through daily or monthly data updates, depending on what suits you best
  • Have full control of your portfolio with warning signs linked to significant changes
  • Predict which customers will find it difficult to pay and which are at risk of going bankrupt, based on our analyses
  • Validate your reserve and collection strategies by following the trends in your portfolio

 

Find out more about D&B Portfolio Manager

Through our partnership with Dun & Bradstreet, you get access to an online solution that combines your information with that of D&B. This allows you to monitor and manage your worldwide suppliers efficiently.

This enables you to:

  • Monitor your costs per sector and supplier
  • Identify suppliers that are business-critical
  • Understand the cost situation at corporate group level distributed over different suppliers
  • Get a clear eye on the financial strengths and weaknesses in the supply chain
  • Quantify risk by industry, cost category, location, and business unit
  • Follow major changes in your portfolio through customized warning signals

Find out more about D&B Supply Portfolio Manager

Person_Arm_500x500 (1).png